What Is a Dodd-Frank Certification Form?


Quick Answer

The Dodd-Frank Certification is a form used to verify that a homeowner has not been convicted of certain mortgage- or real estate-related felonies in the past 10 years, according to Wells Fargo. Homeowners typically fill out the form as part of a federal loan modification program.

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Full Answer

As of 2015, the Dodd-Frank Certification is required to receive assistance from the Making Home Affordable program, notes DS News. The form, which became a requirement in September 2010, bars homeowners convicted of larceny, money laundering, forgery, tax evasion or fraud from participating in the Home Affordable Modification and Second Lien Modification Programs for homeowners.

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