To open a Regions personal checking account, applicants must provide personal identification documents, such as a driver's license or state-issued ID. Applicants also must provide their Social Security number and date of birth, and when applying online, their email address and a source of funding.
Applicants opening a checking account through Regions have a wide array of choices, as of March 2015. Lifegreen Checking allows account holders to write an unlimited number of checks each month for no additional fee and accepts direct deposits. The account is free with at least one direct deposit of $500 per month or a combination of deposits that total $1,000. The $8 to $10 fee is also waived if the account holder maintains at least a $1,500 balance. Other options cater to those who prefer mostly online banking, write few checks and wish to pay a flat fee. The bank has options for interest-bearing accounts and senior-citizen and student accounts.
Regions Bank merged with Amsouth Bancorporation in 2006, becoming Regions Financial Corporation in the process. The bank offers a wide range of personal banking options, such as checking accounts, debit and credit cards, prepaid cards, investment services and savings accounts. The bank also provides home equity loans, mortgages, auto loans, student loans, personal lines of credit and installment loans for a variety of purposes.