Q:

What documents do you need to open a bank account?

A:

Quick Answer

To open a bank account, bring a Social Security card, identification card, a driver's license and a passport if applicable, according to Commerce Bank. Other documents that are accepted include an ID from a foreign country.

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Full Answer

The above documents are all considered primary documents, which means that almost all banks will require them to open up a bank account. However, if a person wants to, they can also bring along secondary documents, although these do not negate the need for primary documents. Instead, they supplement them.

Secondary documents include a lease agreement, a debit card from a previous bank, an immigration form, utility bills, a card from a place of employment and a card from a university or other educational institution, as reported by Commerce Bank. The more means of identification that a person has when opening their account, the better.

If a person wants to open a bank account with a spouse or family member, both parties must possess primary documents, according to financial resource Nerd Wallet. In the case of a family member opening up a bank account for the first time, the minimum age requirement is 18 years of age. . A teenager that wants a bank account before then will have to share one with a parent.

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