Types of insurance coverage for a van include liability, collision, comprehensive, personal injury protection, and uninsured or underinsured motorist protection, according to 21st Century Insurance. These coverages protect a driver financially if his van is damaged in an accident.
Liability insurance protects a driver in an at-fault accident, and most states have minimum coverage requirements, states 21st Century Insurance. Lien holders require collision coverage, which pays for repairs to the van or pays the van's value if it is totaled. Comprehensive coverage pays for damage to the van not caused by a collision. Personal injury protection pays accident-related medical bills for the van's driver and passengers. Uninsured or underinsured motorist coverage protects the van owner when the other driver does not have enough insurance coverage to pay for the accident.