As of 2015, the three different types of Umpqua Bank personal checking accounts include Embark checking, Attain checking and Achieve checking, reports Umpqua Bank. Two of these accounts earn interest, two require a minimum of $200 to open, and one requires a minimum of $25 to open.Continue Reading
The Embark checking account is the simplest account, giving customers many options and flexibility, with no monthly cost, explains Umpqua Bank. To open an account, there is a minimum opening balance of $25, and complimentary starter checks are provided. Customers who are age 62 or older receive complimentary paper statements.
Customers who have an Attain checking account in 2015 receive $10 in monthly ATM rebates if they have an average balance of $2,500, notes Umpqua Bank. They also receive a complimentary Grow Savings account when certain requirement are met, as well as the ability to utilize services such as mobile banking, mobile check deposit and online banking.
Achieve checking account holders receive $10 in monthly ATM rebates and may receive up to three complimentary savings or money market account when certain requirement are met, states Umpqua Bank. Customers receive a complimentary first order of Umpqua checks, and if customers have a $3,000 minimum daily balance or a $6,000 average monthly balance, there is no monthly service fee.Learn more about Bank Accounts