Why Are There Different First Health Part D Plans?


Quick Answer

Different First Health Part D plans are available to provide patients with different coverage options and monthly premiums, explains Coventry. Value Plus and Premier Plus plans are offered with low co-pays available for approved prescriptions and a large network of covered pharmacies.

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Full Answer

First Health Part D plans are administered by Coventry Health Care with Medicare approval, as Coventry states. No-deductible and low co-pay plans are available as options for patients. Coventry reports that different plans have different premiums and policies. Patients should choose a plan that best fits their coverage needs.

Patients looking for a value plan offering basic prescription coverage may prefer the Value Plus plan, according to Coventry. The Premier Plus plan offers more extensive coverage, no deductible to meet and a network of pharmacy choices. Both plans feature a list of popular generic drugs that have no co-pay if the prescription is filled with by one of the company's preferred network pharmacies.

A $3 co-pay applies to tier-2 generic drugs in both plans, with some brand-name drugs available for Premier Plus patients, notes Coventry. A convenient mail-order pharmacy service is available for both plans when policy holders order a three-month supply of maintenance medications. Nationwide networks offer coverage at pharmacies for both plans.

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