What Are Some Different Credit Card Software Programs?


Quick Answer

Credit card software includes First Data Payment Software for Windows, Creditline, Checkout, Monetra and ChargeLogic, states Capterra. Other credit card programs include Switchpay, the OpenNova Payment platform, Cashbook, Midax card programs and Novatti.

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First Data's Payment Software for Windows is a complete, personal computer-based payments-processing solution for credit and debit cards that can interface with order-entry solutions and point-of-sale software, explains First Data Merchant Services Corporation. Among other benefits, the solution consolidates payments, voiding the need to perform tedious multiple reconciliations, and provides multi-user support, which is ideal for use cases that involve several workstations sharing a single server. The solution can also store transaction information for up to nine years.

The Creditline payment processing software is a flexible, secure solution sold by 911 Software, notes the firm's website. The program secures payment data using encapsulation and tokenization, methods that isolate credit card data in tokens. This approach allows a company to store credit card information elsewhere because the payment software references these tokens, not the original data, during transactions. Creditline conforms to the Cardholder Information Security Program’s Payment Application Best Practices standards and the Payment Card Industry Security Standards Council’s Payment Application Data Security standard.

The Checkout payment processing software is a fully integrated solution designed by Acclivity for Macintosh computers running MacOS X 10.6 or later, reports Merchant Maverick. Among other features, the product offers management tools such as notes and history tracking. Users can integrate Checkout with software such Quickbooks and Account Edge, and with e-commerce platforms, such as Shopify and Enstore.

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