What are the differences between Medicare and Freedom Blue?


Quick Answer

Freedom Blue is a preferred provider organization plan available to Medicare beneficiaries in California, as Anthem Blue Cross reports. The Freedom Blue program is a Medicare Advantage plan contracting Medicare services through the private company Anthem Blue Cross.

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Full Answer

Medicare Advantage programs offer health care services to Medicare beneficiaries through a contract with Medicare, as the Centers for Medicare and Medicaid Services claims. Freedom Blue contracts with Anthem Blue Cross to offer an alternative to traditional Medicare services for patients eligible for Medicare. Medicare Part A and Part B services are offered to beneficiaries in a similar manner as traditional Medicare. Additional options such as Part D prescription drug coverage are available. Medicare Advantage programs are designed to provide patients with additional health care services options.

Freedom Blue is a preferred provider organization plan allowing patients to utilize preferred network services and visit providers outside the preferred network, as Anthem Blue Cross claims. Out-of-network providers may charge plan participants higher costs for services. Plan members must meet the deductible before Freedom Blue covers any additional costs that accrue. As a Medicare Advantage plan, financial protections and rights apply to members. Coverage of some health care services requires prior authorization from Freedom Blue.

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