What Is Dial Direct Home Insurance?


Quick Answer

Dial Direct home insurance is a type of home coverage available to customers in the United Kingdom. Dial Direct offers policies with different amounts of coverage which include benefits such as legal protection and home emergency assistance. Dial Direct also provides benefits including alternative accommodations, replacement locks and keys, and a 24-hour claims helpline to its policyholders.

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Full Answer

With a home policy from Dial Direct, a customer automatically receives legal protection, which includes 50,000 pounds of coverage. Another benefit each policyholder receives is coverage for the cost of alternative accommodations, explains Dial Direct. With this benefit, a policyholder and his family have a place to stay while a claim is being processed, in the event his residence is not safe to occupy.

If a policyholder's doors or windows are damaged, Dial Direct covers the cost of replacement locks and keys to make the residence secure again. Dial Direct offers other optional benefits along with its standard home insurance policy including Keycare, which provides assistance to a policyholder if he loses his keys.

With home emergency assistance, policyholders receive help in the event of an emergency such as a plumbing or drainage problem, a power supply failure, or a breakdown of the main hot water or central heating systems, reports Dial Direct. If a policyholder has an issue with pests in his residence or one of his outbuildings, this policy covers the costs associated with these expenses as well. In the event of an emergency, Dial Direct arranges for a qualified repairman to fix the problem and covers the costs of overnight accommodations for a policyholder and his family if necessary.

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