Those interested in becoming members and purchasing insurance from the United Services Automobile Association are able to determine their eligibility by using a question-and-answer tool on the USAA website, reports USAA. USAA is open to present and former members of the U.S. military and their families.
USAA offers membership along with insurance and banking products to active and former U.S. military officers and enlisted personnel, according to USAA. Veterans and retired personnel must have honorable discharges to be eligible. Officer candidates with less than 24 months before commissioning at U.S. service academies and in ROTC training are also able to obtain membership in USAA. Additionally, USAA is open to eligible family members of military personnel, including children whose parents had USAA property or auto insurance in the past. Former USAA members, unmarried former spouses, widows and widowers of USAA members are eligible for membership.
A group of 25 Army officers founded USAA in San Antonio, Texas, in 1922, states USAA. At first the organization was only open to active-duty U.S. military officers, but in 1961, a change in bylaws allowed officers to retain membership when leaving the service. In 1996, USAA opened its membership to eligible U.S. military enlisted personnel. In 2008, USAA expanded membership eligibility to include all military personnel receiving honorary discharges from 1996 and after, all retired military personnel, and their spouses and children. In 2009, eligibility was expanded to include all military personnel honorably discharged from the military at any time.