What Are the Details of the Healthy Indiana Plan by Anthem?


Quick Answer

Anthem Blue Cross and Blue Shield of Indiana provides health benefits to uninsured adults between the ages of 19 and 64 through the Healthy Indiana Plan. Coverage includes doctor visits, prescriptions and hospital services, states Anthem. Out-of-pocket costs depend upon income and eligibility.

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Full Answer

As of 2015, Anthem offers two types of plans. The HIP Plus/HIP State Plus plan includes vision and dental benefits. It requires monthly contributions based on income, not to exceed 2 percent of gross annual income. With this plan, members are responsible for costs associated with non-emergency visits to emergency rooms, notes Anthem.

The HIP Basic/HIP State Plan Basic has co-pay requirements, not to exceed $75. Exceptions are made for members who have paid 5 percent of their income for medical care over the previous three months. Pregnant women, American Indians and Alaskan Natives do not have co-pays. Both the Plus and Basic plans typically cover flu shots and antiviral medications, but individual plan documents include specific information, states Anthem.

For members who receive Medicaid benefits, Anthem provides cell phones with 250 minutes each month and unlimited texts. Additional benefits include rewards for preventative care visits and transportation to doctor appointments. For healthy living, the company offers subscriptions to Parenting Magazine and Eating Well, in addition to parenting classes for pregnant women, states Anthem.

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