Guardian provides dental benefits that include regular preventive care in addition to unexpected expenses, including fillings, crowns and root canals. More advanced services, such as dental implants, oral cancer screenings and fluoride treatments are also available. Coverage is available for those purchasing plans from the Small Business Health Insurance Marketplace or through employer coverage, with access to Guardian's DentalGuard Preferred network, states the company website. Online tools help locate a dentist, manage benefits and estimate the cost of care.
As of 2016, Guardian members have access to 108,000 dentists at more than 233,000 locations across the United States, reports the Guardian website. The company processes claims within 48 hours. Members can visit the website or use a smartphone to utilize the Guardian Anytime software, which provides information about specific providers in or near a specific location.
The Maximum Rollover feature by Guardian allows a member to transfer benefits to a future period, states the Guardian website. In addition, the Preventive Advantage program makes it simple to access regular preventive services. Guardian also offers a college tuition incentive program to earn rewards that can apply to a year's tuition at one of the 340 eligible private colleges or universities across the county.