Federal Employees Health Benefits Open Season is the specific time of year when those eligible for government health benefits can enroll in plans, cancel enrollment, change plans or change options within plans, reports the National Institutes of Health. Permanent Federal civilian employees or qualifying part-time employees are eligible for coverage. In 2015, FEHB Open Season lasts from Nov. 9 to Dec. 14, and coverage or changes in coverage begin on Jan. 10, 2016.Continue Reading
Eligible employees should review their plan and premium rates at OPM.gov, and if they are satisfied with their plan, they do not need to do anything during FEHB Open Season, explains the National Institutes of Health. If they want to change their plan enrollment, they should research the various types of plans available, and then make changes via their myPay accounts. Once they submit their changes, they should request confirmation. Unless employees request a change, under the premium conversion program, they pay their health insurance premiums with pre-tax dollars.
The FEHB program has a number of health care plan types with varying benefits, costs and features, according to the U.S. Office of Personnel Management. Fee-for-service plans allow employees to visit hospitals and doctors that they choose, but these plans are generally more expensive. Health Maintenance Organization plans have networks of doctors and hospitals that employees use. High Deductible Health Plans offer lower premiums and health savings accounts. Federal employees can browse brochures of all FEHB plans on the OPM.gov website.Learn more about Health Insurance