How Do You Deposit Check Funds to a Debit Card?


Quick Answer

To deposit check funds to debit card accounts, individuals can use mobile banking or visit ATM locations or bank branches, states About.com. ATM locations and mobile banking capabilities vary depending on the bank.

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Full Answer

Individuals can make in-person check deposits to debit accounts by using an ATM or speaking to a representative at a branch location, claims About.com. Not all banks feature ATM machines that are capable of check deposits. Some ATM machines may require users to insert checks in envelopes or deposit slips prior to the deposit. To access ATM services, individuals must insert the debit card into the ATM machine and enter the pin number. Instructions for deposits and other ATM services are usually available on-screen. ATM machines offer receipts to verify that check deposits are accurate.

To use mobile check deposits, the mobile banking application must be installed on the mobile device, according to About.com. Certain banks may not offer mobile banking services. Individuals can usually call the customer service number or visit the bank's website to find out if mobile banking is available. Most banking applications require users to upload images of the front and back of the check. Important details, such as account number and dollar amount, must be clearly visible on the images. If the check image is clear, users can submit the deposit request and wait for the bank confirmation.

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