Which Department Stores Approve Credit Cards for People With Bad Credit?


Quick Answer

As of 2015, department stores that offer credit cards to consumers with unfavorable credit histories include Wal-Mart, J.C.Penney, Sears, Von Maur and Macy's, states Credit Card Forum. The Wal-Mart Discover card considers applicants with credit scores as low as 550, according to Super Money.

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Full Answer

Department store credit cards are traditionally more lenient about credit requirements than other types of credit cards and are a good way to build or rebuild a credit history, reports Bank Rate. Store credit cards tend to charge higher-than-average interest rates, so carrying a revolving balance is likely to offset any store discounts that the card provides.

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