Q:

What dental plans were offered to federal employees in 2014?

A:

Quick Answer

Federal government employees had a choice of 10 dental plan providers in 2014, including plans offered nationwide by Aetna, Delta Dental and the Government Employees Health Association, according to the U.S. Office of Personnel Management. Employees could also choose from regional providers such as EmblemHealth in New York and Pennsylvania.

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Full Answer

The full list of all plans available to federal employees in 2014 is available on the Office of Personnel Management's website as of 2015. Under the Federal Employee Dental and Vision Benefits Enhancement Act of 2004, federal employees and retirees can purchase dental and vision insurance at a group rate, according to the Office of Personnel Management, and employees pay premiums through payroll deductions with pre-tax dollars. Detailed brochures for each plan option are available on both the BENEFEDS and Office of Personnel Management websites. These brochures state the rates for each plan by payment frequency and coverage choice.

Employees can purchase dental coverage for family members, including dependent children, or they can opt for individual coverage only, according to the Office of Personnel Management. Employees can enroll in a plan or change their dental plans during the Open Season period each November and December. Outside of the Open Season, there are limited circumstances under which a plan change or new enrollment is allowed, as BENEFEDS explains.

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