What Dental Plans Are Offered to Retirees?


Quick Answer

The government provides dental insurance for retirees under the GIC retiree dental plan with metropolitan life insurance company as the provider, according to the Massachusetts Department of Administration and Finance. Also available is the tricare retiree dental program designed for retirees from the military and their families.

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Full Answer

GIC retiree dental plan covers dental examinations, crowns, fillings, dental cleanings, dentures and dental implants, with a fixed reimbursement for any of these services, states Massachusetts Department of Administration and Finance. A member can access services from any provider,but saves more when he visits a doctor within the network, even when he exceeds the annual maximum. Those eligible include all state retirees, elderly governmental retirees, survivors and GIC retired municipal teachers who are not under the municipal health-only.

Tricare retiree dental is a voluntary premium-based plan administered by the federal services division of delta dental plan, explains Military.com. A member’s children are eligible until the age of 21, which can extend to 23 years old if a child is a full time student. Children who became disabled before they reached the eligibility age limit are also eligible regardless of their age.

People not under the government plans can access dental health through private insurers such as BlueCross with plans such as dental blue for seniors, states BlueCross BlueSheild of North Carolina. Members pay premiums but can see any service providers of their choice. There is no waiting period for preventive health.

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