How Do You Get Dental Insurance Under Medicare?


Quick Answer

To get dental insurance, Medicare participants must enroll in a Medicare Advantage Plan that includes dental coverage. Traditional Medicare Parts A and B exclude dental services unless they are a crucial part of a covered procedure.

Continue Reading
Related Videos

Full Answer

Medicare Advantage Plans, also known as Medicare Part C, are coverage options offered by private companies that must include all the services traditional Medicare Parts A and B offer, apart from hospice care, which traditional Medicare covers. Additionally, many Medicare Advantage Plans offer extra coverage such as hearing, vision, health and welfare programs, and dental. To find a Medicare Advantage Plan in your area that includes dental coverage, go to the main page of the Medicare website, click on Forms, Help & Resources in the toolbar at the top of the page, select Find Health & Drug Plans, enter your zip code, and click Find Plans. Under Summary of Your Search Results, select Medicare Health Plans With Drug Coverage or Medicare Health Plans Without Drug Coverage. A special symbol marks all listed plans that include dental insurance.

Traditional Medicare only covers dental work that is part of a procedure such as repairing a jaw after an accident or extracting teeth as a prelude to radiation treatment. Additionally, Medicare Part A covers inpatient hospital care during complex or emergency dental work, but it does not cover the dental services.

Learn more about Health Insurance

Related Questions