Q:

What are some dental insurance plans available in Virginia?

A:

Quick Answer

As of 2015, Anthem Blue Cross Blue Shield and Delta Dental both offer dental plans in Virginia, according to the companies' websites. Both companies offer a variety of plans for individuals and families.

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Full Answer

Anthem Blue Cross Blue Shield offers pediatric dental insurance coverage in Virginia that meets the requirements of the Affordable Care Act, according to the company. The coverage includes reimbursement for procedures such as cleanings, fillings, crowns, oral surgery and orthodontics. Family dental plan options include pediatric and adult coverage, as well as enhanced plans with coverage for procedures such as cosmetic orthodontia for children. Anthem Blue Cross Blue Shield offers dental prime plans with three levels of coverage ranging from basic to comprehensive for individuals and families in Virginia.

Delta Dental offers a basic plan in Virginia that provides coverage for children under age 19 that meets the Essential Health Benefits requirement of the Affordable Care Act, states the company. It also offers a Basic plus Major Plan that offers additional benefits to cover major services. The company's Clear Plan includes a listing of out-of-pocket costs for each type of dental procedure, though people opting for coverage with this plan must use in-network dentists in order to receive reimbursement. Delta Dental's Classic Plan covers most major procedures, while its Enhanced Plan is similar to dental insurance that employers offer.

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