What Is the Deductible for Medicare?


Quick Answer

Medicare recipients pay a Part B deductible of $147 per year and a Part A inpatient hospital deductible of $1,260 per benefit period as of 2015, according to the Medicare website. For inpatient hospital visits, Medicare patients aren't required to pay coinsurance for the first 60 days of the stay.

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Full Answer

Though the first 60 days of an inpatient hospital visit doesn't cost recipients, days 61 through 90 require a $315 per day coinsurance payment per benefit period, Medicare.gov states. Days 91 and beyond cost recipients $630 per day, and after lifetime reserves are met, beneficiaries are required to pay all costs.

Most Medicare beneficiaries receive Part A benefits at no charge, but those required to pay a premium are charged $407 per month, according to the website. Part B premiums cost most Medicare recipients $104.90 per month. Part C and Part D premiums vary depending on the plan chosen, with high-income recipients paying more.

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