Where Do You Find the Death Benefits of a Life Insurance Policy?


Quick Answer

Check the deceased's personal effects for death benefits, states the National Association of Insurance Commissioners (NAIC). Try the state's insurance department if personal records do not produce the needed documents.

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Full Answer

Look for anything that indicates life insurance premium payments have been paid over the years and any evidence a policy exists. Some examples of places to check for the death benefits when searching through personal effects include bank statements from old checking accounts, contacting the deceased's car and home insurance agent or attorney, suggests the NAIC. Forgotten safety deposit boxes or storage areas sometimes used to store these types of records. Finally, check the deceased's old tax returns for earned interest from a life insurance policy.

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