NRA members enjoy benefits including subscriptions to the NRA's publications, discounts on NRA merchandise, invitations to special events and even insurance for themselves, their families and their guns. NRA membership extends to private citizens and those who use firearms professionally, such as law enforcement officers and military personnel. For both sectors, membership runs on an annual basis and entitles cardholders to special services and discounts, according to the organization's website, NRAHQ.org.
The NRA was founded in the late 1800s with the intent of promoting responsible, safe firearm use. As of 2015, it offers educational services, has museum exhibits, publishes several magazines and certifies people in firearm use. Members enjoy these benefits at a discounted price. New members also receive a choice of one of three subscriptions upon signing up with the NRA: American Hunter, American Rifleman or America's First Freedom. The NRA also welcomes new junior members with a free subscription to Insights, its publication for younger audiences, according to NRAHQ.org.
Once enrolled, members are entitled to Accidental Death and Dismemberment insurance. This insurance provides financial coverage for individuals who are injured or killed at NRA shooting events. Insurance coverage also extends to death or injury sustained during hunting trips from using firearms or hunting equipment. Annual members receive a yearly coverage of $5,000; for lifetime members, that limit is $10,000. In addition to protecting members, these insurance policies cover firearms and weapons in the event of loss or damage for up to $2,500.