All of Discover Bank's interest rates can be found on its website, Discover.com. The website has Web pages for each of its financial services, where the current rates can be found either on the page itself or through a second, smaller link on the page.
Discover Bank, like traditional banks, provides services such as credit cards, savings accounts and loans. It provides all of its services online, having no physical bank locations; it is possible that this reduced cost allows the bank to have more competitive interest rates than other companies. Discover users can withdraw cash from over 415,000 ATM locations nationwide using either debit or credit cards. Certain banks also permit Discover cash withdrawal, such as PNC Bank.
Without the limitation of location hours, Discover Bank offers 24/7 online support through its website. It also has a specialized phone app that allows users to check their balances, make transfers or even deposit checks.
Unlike many other banks that issue debit and credit cards backed by Visa, MasterCard or American Express, Discover issues self-branded cards. As a credit card issuer, Discover ranks fourth in the United States as of 2015, behind Bank of America, J.P. Morgan Chase, and Citi, and ahead of Capital One and American Express.