Crest Financial finances furniture along with other merchandise, such as lawn equipment, electronic appliances and jewelry, notes Crest Financial. Businesses considering enrolling in Crest Financial's retail financing program can find a complete list of eligible merchandise on the company's website.
Once a business becomes a Crest Financial retailer, its customers can apply for financing through the Crest Financial website or authorized retailer websites. To qualify for preapproval, applicants must have a checking or savings account, a verified monthly income of no less than $1,000, and a Social Security or Individual Taxpayer Identification number, according to Crest Financial. While approval is instant in the majority of cases, some applications may need to go through the manual approval process if the company needs additional information, such as copies of documents or online bank verification, from the applicants.