Find credit unions by using My Credit Union's multipurpose tool at MyCreditUnion.gov. The tool allows users to narrow their options according to location and which credit unions have a drive-through window or an ATM. The tool gives additional details for each credit union, such as physical address, phone number and website.Continue Reading
After finding a credit union, join by filling out an application, making a deposit and paying a membership fee. The credit union may also have a minimum par value of a share that must be maintained as long as a person is a member of the credit union. As of 2015, this minimum par value often ranges from $5 to $25. Once a person is a member, he has the ability to vote at future membership meetings.
If an individual is unable to join a credit union, he may contact the union and see if there's a way its membership field can be expanded. Membership fields for joining a credit union may include residing in a specific location, working for a specific employer or belonging to a member-based organization. Such organizations include churches, homeowner associations and labor unions. There are credit unions that may welcome members from several different organizations.Learn more about Banks