What Is the Best Credit Score for Buying a Car?

credit-score-buying-car Credit: Bariscan Celik/E+/Getty Images

The best credit score for buying a car is between 720 to 850, according to myFICO. However, myFICO also urges prospective car buyers to contact several car lenders and ask their preferences for credit scores.

The 720 to 850 credit score range applies whether the loan is for 36, 48 or 60 months, according to myFICO. However, the loan length as well as the amount of down payment help determine the amount of monthly payments.

Bankrate says that the best credit score for buying a car starts at 740 and that applicants who have credit scores of at least 700 should expect to qualify for decent loan rates.