A credit score of 627 is indicative of "fair" credit, states Credit.com. Fair credit scores fall between 601 and 660 while good credit scores fall from 661 to 780 and excellent credit scores are from 781 to 850.
Poor credit is considered a score of 501 to 600 while bad credit is any score of 500 or less, notes Credit.com. These scores are based on the FICO scoring system, which is nearly similar to the VantageScore system, with ranges running from 350 to 850. Not all creditors use this system, however. Some use the Equifax credit score or TransRisk Score, among others.