Credit dispute forms are online at all three major credit reporting agencies websites, explains myFico. People can gain access to these forms by going through their myFico online account.
People who wish to dispute their credit report with TransUnion are able to do so through their TransUnion account online, says TransUnion. When TransUnion receives a dispute, it contacts the information source, who has 30 to 45 days to investigate if the information reported is correct. If the provider does not respond within the required time frame, the information is removed from the report. If the source reports the information is correct, the credit report remains unchanged.