ACE Cash Express states that there is no credit check when a consumer applies for an Ace Prepaid debit card, as of 2015. A new customers can request a card in as little as 30 seconds by entering his name, address, phone number and email address.
The Ace Elite prepaid debit card does not require an application fee and comes with the ability to receive direct deposits on the account. Customers can also have their income tax refunds deposited on their cards and make cash withdrawals in local ACE stores. There are fees associated with the Ace prepaid debit card options, including costs for PIN and signature purchases and ATM withdrawals.