Some credit cards that offer instant approval are the Edge Prepaid Visa RushCard, the Midnight Prepaid Visa RushCard and the Horizon Gold Card, according to CreditCards.com. Most of these issuers have an application process that takes about 60 seconds to complete.Continue Reading
Some instant-approval credit cards take longer than 60 seconds to approve an application, CreditCards.com explains. These cards often require additional verification. The Edge Prepaid Visa RushCard allows a direct deposit for government benefits, and only requires identification verification for approval. The card does not require a credit check or minimum balance.
Other credit cards that offer instant approval include the Next Millenium Card, the First Progress Platinum Elite MasterCard Secured Credit Card and the Primor Secured Visa Classic Card, states CreditCards.org. An instant approval credit card refers to any card that confirms an application online within minutes of the application submission.
In most cases, credit card companies do a preliminary credit check on applicants to approve a card, Discover explains. Many companies provide conditional approval on the card until a more thorough credit check is completed. People who have excellent credit are more likely to get instant approval on a card than those with little or poor credit history. Prepaid cards are an instant approval option that do not require preliminary credit checks.Learn more about Credit & Lending