As of 2015, Wells Fargo, Mini Financial Services and Capital One are three examples of companies that let individuals customize their credit cards. Customers also have the option to purchase skins that go onto the cards if their card companies don't offer personalization, notes CreditCards.com. It's important to note that companies usually have rules about the types of images that can be used, such as banning those deemed offensive or inappropriate.
CapitalOne has a free card personalization option where customers can upload personal images and edit them to fit on the card as desired, or they can choose from the company's selection of stock photos. Card holders can change the design through their online account services on the Capital One website, notes Capital One. However, contactless cards, debit cards and cards with Chip Technology aren't eligible for this customization, though customers with contactless cards can request one without the feature.
Mini Financial Services, which has a card customers can use to buy a Mini Cooper and pay for other expenses, lets users choose a picture of a Mini Cooper car for the card design, notes CreditCards.com.
Wells Fargo also lets users either upload images or select one from a gallery. Users can choose to make the image take up the whole card or only a small space in the top left corner. Only existing card holders are eligible, notes Wells Fargo.