The easiest credit cards to obtain are cards that are designed for individuals that have poor or no credit such as the First Premier Bank credit card. Cards associated with particular retailers are also easy to open.
The First Premier Bank credit card is designed to help people with poor or no credit build a strong credit rating. The cards are accessible to virtually anyone over the age of 18; however, the credit line is intentionally set low to ensure that the payments remain manageable. Many retailers, including Old Navy, L.L. Bean, and Target, offer credit cards associated with their stores that are easy to open, particularly for people that have an average or better credit standing.