What Is the Best Credit Card?


Quick Answer

As of 2015, the best credit card is the Freedom issued by Chase Bank, according to NerdWallet.com, which gives the card five out of five stars. CreditKarma.com and Get.com give the card 3.5 and 4.9 out of five stars, respectively, and CreditCards.com gives the card favorable ratings as well.

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Full Answer

The Freedom card provides a sign-up bonus of $100 after spending $500 on purchases in the first three months. With no annual fees, Chase Freedom offers 5 percent cash back up to $1,500 worth of combined purchases on bonus categories per quarter and 1 percent unlimited cash back on all other purchases. The card has an introductory Annual Percentage Rate of 0 percent on purchases and balance transfers for 15 months and an APR of 13.99 to 22.99 percent thereafter.

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