Are free credit applications safe to use?


Quick Answer

There are safe free credit applications, but it is important to make sure the company is reliable and trustworthy. The three major credit bureaus all have some sort of safe, free mobile application to help protect consumers' credit.

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Full Answer

Equifax and Transunion both provide mobile apps to help consumers monitor their own credit scores, while Experian provides an app with suggestions about what to do after a data breach. Applying for credit accounts is also generally safe, but consumers should make sure the bank or business they are providing their details to is trustworthy. Consumers should always check to make sure the site is secure when applying for online credit accounts and avoid emailed offers as these are often scams.

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