Q:

What is covered under Castle Point home insurance?

A:

Quick Answer

CastlePoint Insurance Company home insurance covers loss from fire and theft, replacement costs for belongings, and living expenses should the customer have to stay outside the home due to damages, and it protects all structures on the property, states Tower Group Companies. CastlePoint Insurance Company is a subsidiary of Tower Group Companies.

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Full Answer

CastlePoint Insurance Company offers additional coverage options to cover jewelry, watches and silverware, states Tower Group Companies. The watercraft coverage option covers customers' boats, boat trailers, accessories and personal items. This policy provides liability coverage for boating accidents and any related medical expenses. CastlePoint Insurance Company also offers an umbrella policy that protects the client in personal injury and property damage liability cases beyond what the basic policy covers.

For condo owners or renters, a CastlePoint Insurance Company policy covers clothing, furniture and personal belongings. Like the home insurance policy, there is also an option to add coverage for jewelry, watches, silverware and other valuable items. Insurance policies for condo owners cover permanent fixtures and any updates that have been made to the condo, reports Tower Group Companies. This policy also offers limited coverage for fire damage and injury should the condo association not have enough insurance to cover these claims.

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