What Is Covered Under Allstate Auto Insurance?


Quick Answer

The Allstate auto insurance company offers various coverage plans outside of the minimum automobile coverage required by each state; options include collision, comprehensive, personal injury protection and rental reimbursement coverage. Allstate encourages its customers to speak with an Allstate agent to find a custom plan.

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Full Answer

The Allstate insurance company's website provides a map for drivers to search their respective state's requirements for auto insurance. Georgia, for example, requires that drivers have coverage for bodily injury and property damage liability. Common coverage limits by Georgia drivers, according to Allstate, add uninsured motorist coverage, comprehensive, collision and medical payments to the minimum state requirements.

Allstate offers additional coverage, including sound system protection and towing and labor. Under sound system protection, drivers are covered if their sound systems are stolen or damaged. Towing and labor provides roadside assistance for services such as tire changes and jump starts.

The personal umbrella coverage is added protection in the event that a person's liability limits have already been reached. Rental reimbursement services cover the cost of car rentals in the event of an accident covered under a person's policy.

General Robert E. Wood, the chairman of Sears, Roebuck and Co., founded the Allstate insurance company in 1931.

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