At 62 years of age, people are only covered by Medicare if they have end stage renal disease or else have been in receipt of Social Security Disability Income (SSDI) for 24 months. However, 62-year-olds who are in receipt of SSDI payments for ALS, or Lou Gehrig's Disease, qualify for Medicare after just one month of disability, according to the One Exchange website. Generally, people are not covered by Medicare until the age of 65, and this includes U.S. citizens, legal residents, people who have been in the United States for more than 5 years and employees who have been covered by Medicare for more than 10 years.
In the exceptional cases that qualify people under the age of 65 for Medicare, not all medical costs are covered. Costs that are generally not covered by Medicare include prescription drugs and premiums. Additional insurance may be purchased to cover these costs, as suggested on the One Exchange website.
Also not covered by Medicare are alternative treatments, such as acupuncture and homeopathy, as well as routine dental care, cosmetic surgery, hearing aids, hearing examinations, orthopedic shoes and custodial care; that is, assistance in the home with everyday tasks like bathing. In some cases, health care received outside of the United States may be covered but this is rare. It is also rare for routine foot care to be covered.