State Farm auto insurance coverage includes property damage and bodily injury liability, collision, personal injury protection and medical payments, explains the company. It also offers uninsured and underinsured motorist, emergency road service, rental reimbursement, and comprehensive coverage. Each state determines the types and amounts of coverage its motorists need.
Liability coverage pays for damages when the driver is legally responsible for injuring a person, vehicle or other property accidentally during a motor vehicle collision, explains State Farm. Insurance for bodily injury liability pays for medical expenses, lost earnings, pain and suffering, legal defense expenses and court costs. Emergency road service covers vehicle towing when a vehicle breaks down. Comprehensive coverage include loss or damage due to noncollision events such as theft, vandalism, fire and extreme weather conditions.