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What is the cost of long-term care insurance per state?

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Quick Answer

As of 2015, depending on the state, costs vary from $32,032 to $56,056 annually for homemaker services to $55,360 to $255,891 for a private room in a nursing home. The Administration on Aging publishes each state's cost on its website, LongTermCare.gov.

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In California, the cost of care for homemaker services runs from $46,412 to $56,056 annually, while in Kentucky, the same services run from $32,032 to $40,841 per year, as the interactive map on LongTermCare.gov demonstrates. A private room in an assisted-living facility in North Dakota can be as much as $36,000 per year, while the same type of living arrangement in Ohio might cost anywhere from $46,170 to $72,000 annually.

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