A Control Card is a prepaid MasterCard that can used for a small monthly fee in order to avoid credit card debt and overdraft fees, explains Total System Services. Getting the card does not require a credit check, however, the consumer must still fill out a short application with their name and address and submit it through the MyControlCard.com website. It is important to note, customers who live in the state of Vermont are ineligible to apply for a Control card.
Once the card is received, the new customer must activate the card through the activation portal at the My Control website. After activating the card, the customer can create an online account to manage their money and spending, explains Total System Services.
Customers can add money through Direct Deposit using cardholder-to-cardholder transfers, or can utilize one of 100,000 NetSpend Reload Network locations throughout the United States. Reload locations are listed on the My Control website. Card users can also receive cash back rewards when they use the Control card to pay for qualifying offers from participating service providers, stores and restaurants, states Total System Services.