Customers can contact Gentle Breeze Loans via the contact form on the company's website, which is accessible from the site's homepage by clicking on Contact Us. Customers can also contact Gentle Breeze Loans through the toll-free phone number listed on the Contact Us page.
Gentle Breeze specializes in offering payday loans ranging between $100 and $1000, according to the company's website. Borrowers complete an application, which is submitted to Gentle Breeze's network of lenders. After a borrower is approved, he is redirected to the lender's page where the terms of the loan are available. If the borrower accepts the terms, the money is deposited into his bank account.
The application is secure and private, explains Gentle Breeze. Loans are repaid automatically, as the loan amount and applicable fees are debited from the borrower's account. Late payment fees are handled differently by each lender in Gentle Breeze Loans' network. Some lenders are eligible to offer loan rollovers or extensions, depending on state laws. If a borrower defaults on a loan, he is subject to additional fees and the possibility of criminal charges.
In order to be approved, most of Gentle Breeze Loans' lenders require that the borrower be at least 18 years old and be a U.S. citizen. A borrower should have been employed at his job for at least 90 days before applying for a loan and have a monthly income of $1000 after taxes, notes Gentle Breeze Loans. A borrower must have a checking account in his name, and must furnish working contact numbers and a working email address in order to obtain loan approval.