Comprehensive lists of U.S. grants and loans can be found at the U.S. government's Benefits site. The site provides an easy to use search engine to enable users to seek out a particular benefit based on a number of variables.
The search engine on the Benefits site walks the user through a step-by-step search process to locate the grant or loan that is best for the user's particular needs. The benefits covered include subjects such as child care, scholarships, tax assistance and loan repayment. To use the search engine, visitors to the site must put in general information about their needs and their present financial and living situations. After providing the necessary information, the site provides a list of available grants and loans that may cover the user's needs.
The site can be browsed as well, without going through the advanced search engine. All benefits are listed by category, with categories separated by state or federal benefits, or by individual benefit type. Once a specific grant or loan is chosen, further information on the benefit is available, such as a general description of the program, program requirements, the application process and contact information for the program. Downloadable application forms are also available for many of the programs listed.