How do you complete a medical insurance application?


Quick Answer

To complete a medical insurance application, gather financial data such as W-2 forms and pay stubs, Social Security numbers of the head of household and dependents, and determine overall household income to report, explains Kaiser Health News. The application also prompts people to evaluate which medical insurance plans provide coverage for preferred physicians or medical facilities to determine if an HMO or PPO is the most appropriate option.

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Full Answer

List all family member names, addresses, Social Security numbers and income information when completing the application, recommends Kaiser Health News. The medical insurance company typically provides information online to help people complete the application, and gives the option to work with an agent in person, to help eliminate confusion.

The application process requires individuals to choose plans based on premiums they can afford, the coverage they desire, and plans they qualify for based on the insurance company or government agency's offerings, according to Kaiser Health News. Many medical insurance companies, employer-based plans and government plans require applications to be submitted by a designated deadline that could correspond with fiscal or calendar years. People enrolling in Medicaid or the Children's Health Insurance Program may be able to enroll at any time throughout the year.

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