Q:

How do you complete a CareCredit application?

A:

Quick Answer

Individuals who wish to complete a CareCredit application may do so at the company's website or by calling the toll-free number. On the main page, click the Apply Now link, select a health care provider and then complete the application for an instant decision.

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Full Answer

Individuals must provide their names, addresses, dates of birth, Social Security numbers and driver's license numbers when applying for CareCredit. Interest rates of 26.99 percent apply to new accounts, but the company offers deferred credit periods of six, 12, 18 and 24 months to applicants who meet certain requirements, as of March 2015. Larger purchase amounts may qualify for reduced APR special finance option rates as low as 14.90 percent.

CareCredit serves as a health care credit card that allows patients to finance many elective treatments and procedures, including those for cosmetic surgery, dermatology procedures, dentistry, LASIK and other vision care, hearing care and veterinary treatment for pets. This financing option allows account holders to make monthly payments as opposed securing cash funding up front for wellness needs not covered by standard insurance. Patients must use providers who are on the CareCredit network, but the company allows patients to refer their provider if needed. Currently, over 175,000 providers offer CareCredit options.

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