Money Today focuses on matching customers with unsecured personal loans by providing a single application that goes to multiple lenders. Users are able to apply for these loans through the Money Today website.
As of 2015, Money Today helps customers apply for unsecured personal loans between the amounts of $100 to $10,000 or more. The lenders that Money Today works with offer personal loans that range between 12 and 60 months to allow payment flexibility to the customer.
There is no cost to the consumer using Money Today to apply for loans. The company makes it easier for individuals to secure loans by allowing them to apply to multiple lenders at the same time, and customers obtain approval in real time. Once customers receive approval through the Money Today application, they are free to accept or decline the offer. If Money Today is unable to facilitate a personal loan for the customer, the company attempts to help secure a shorter-term payday loan instead.
The Money Today website is encrypted to protect user information, and it typically takes only minutes to receive a response after the application is complete. If the application is approved and the customer accepts the offer, the site directs the customer to the appropriate loan documents to finish the process.