Are Companion Care Services Covered by Health Insurance?

Are Companion Care Services Covered by Health Insurance?

Are Companion Care Services Covered by Health Insurance?

Companion care services may be covered by long-term care insurance companies and workers compensation policies, according to Caring Companions At Home. The extent of aid needed may also affect if the services qualify for coverage.

Companion care is provided by various independent and federal agencies and hospices. These services assist the elderly with the activities of daily life and provide emotional and social support.

Companion care is considered nonmedical; policies through Medicare and other health insurance companies will not cover the costs, as stated by SeniorLiving.org. Those seeking companion care services should expect to pay an hourly rate and typically receive care for 2 to 4 hours per day.