Liberty Mutual Insurance offers workers' compensation insurance and offers quotes online, over the phone and through local agents, as of 2015, notes the company. The Hartford Financial Services Group offers workers' compensation insurance products that cover short- and long-term absences due to work-related injuries, as well as death benefits for the families of those who die on the job, states the company.
Liberty Mutual Insurance offers state-mandated workers' compensation coverage for lost wages and medical treatment, helps injured workers get prescribed medications and offers a network of local medical providers, according to the company. The insurance agency also offers risk control services related to workers' compensation to its customers through a knowledge base from the Liberty Mutual Research Institute for Safety. The company uses nurse case managers during the claims process, as its internal research has shown that nurses can lower claims and future medical costs and aid in faster resolutions of claims.
The Hartford offers workers' compensation insurance to cover medical and hospital bills, lost wages, rehabilitation, and other expenses related to workplace injuries, notes the company. The insurer has a preferred medical provider network, offers pharmacy benefit management, uses nurse case managers to coordinate treatment and uses a billing system that charges based on real-time payroll numbers. The cost of workers' compensation insurance from The Hartford is based on the type of business, its workers' compensation track record and how much employees are paid.