Companies offering quotes on farm and ranch insurance include American Family Insurance, State Farm Insurance and QBE Farmers Union Insurance, according to the companies. All three companies offer their quotes through agents, and customers can locate agents by ZIP code.
Policies including farm liability as well as dwelling, farm personal property, farm outbuilding and grain farm coverage are available, explains American Family Insurance. The company offers free online farm and ranch resources to help individuals determine the appropriate coverage for their situations.
As of 2015, State Farm Insurance offers three basic farm and ranch policies, explains the company. One policy covers farm and ranch homeowner property for individuals who own the farm or ranch on which they live. The second policy covers farm and ranch property and is for individuals who own or rent a farm but do not live there. Farm and ranch renter insurance, the third policy option, covers individuals who live on farms that they rent. Policies cover large and small ventures, including raising livestock or crops, and loss prevention, umbrella policies and business auto insurance are available.
Colorado-based QBE Farmers Union Insurance offers insurance products that include equipment breakdown coverage as well as farm owner, auto and umbrella coverage through its local agents, advises the company. Policy discounts are available.