There are several companies that offer online layaway plans, including eLayaway and HNS stores. Layaway Travel offers vacation packages for sale that customers can pay for with layaway plans.
At eLayaway, customers can shop online at many different retailers including Macy's, K-Mart, and Target. Customers then pay for the purchased items on a layaway plan through eLayaway. Once all payment have been made, customers can pick up their merchandise from their local stores. There is a transaction fee of 1.9 percent of the entire bill, but registered membership is free.
HNS Stores offers their own style of layaway that differs from eLayaway. Customers can purchase items offered for sale from their website and pay on a FlexPlay plan. Once the first payment is made, along with tax and shipping, the items are shipped to the customer. Each payment after that is automatically deducted from the customer's credit card, debit card or PayPal account, whichever payment method they have selected.
At Layaway Travel, customers can choose what expenses to bundle into the vacation and choose where they want to go. The available options include airfare and lodging expenses. Once customers enter the required information, representatives call with a quote, along with details regarding available online layaway plans.