Companies offering online prepaid debit cards include AccountNow, Green Dot and Rush Card. Prepaid debit cards don't require a bank account or credit check, and there is no minimum balance requirement when applying for a card. Approval for this type of card is based upon verification of personal information.
Getting a prepaid debit card online is a simple process that involves selecting the best choice after doing basic research about card benefits and fee structures. Some prepaid card companies charge a one-time card activation fee, and most charge a monthly card usage fee. Other types of fees associated with prepaid debit cards include an ATM withdrawal fee, transaction fee and card replacement fee. There might also be an age requirement of 18 years and above to open an account. One can submit an online form by providing information such as name, address, phone number, date of birth and Social Security number.
Consumers should read facts about each card for information about card loading and usage policies. Companies such as Rush Card allow individuals to choose card type and card plan. Green Dot offers a choice between Mastercard and Visa debit cards, and differences between the two are minor. After receiving the card, cardholders must keep the debit card number and card issuer's customer service number in a safe place.